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A new poll says only 52 percent of people stick to holiday shopping plans. The poll was taken by Northwestern Mutual, a leading financial security company, which finds only about half of people who create a spending plan for their gift buying intend to stick with those plans.

"Holiday time is filled with many kinds of indulgences, but overspending on gift giving causes a financial hangover that can last well into the New Year and beyond," said Rebekah Barsch, Northwestern Mutual vice president - financial planning and product delivery. "The past few years have forced us to learn some hard financial lessons about being over leveraged and it's encouraging that so many Americans recognize the importance of planning and are budgeting their resources to keep holiday spending in check."

More than 4,600 people were asked about their planned approach to holiday season spending and their expectations for sticking with their plans. Here's the result:

-- 52% of respondents said they would set a plan for buying gifts and stick with it

-- 16% indicated they set a plan, but rarely stick with their plans

-- 15% are not sure how they will approach the holiday season, but said they rarely set a plan for gift giving

-- Only 17% do not intend to set plan and will purchase gifts for friends and family as they see fit.

"It is easy to get caught up in the excitement of the holiday season and lose sight of the impact that overspending can have on your long term financial security," said Barsch.

Do you have a plan for holiday shopping? Do you think you can stick to it or will the generosity of the holidays over take your planned spend habits?  Sound of below...