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LANSING -- Michigan drivers, beware: An unlicensed man has been caught selling fraudulent auto insurance certificates throughout the state.

An investigation conducted by the Office of Financial and Insurance Regulation (OFIR) found that Marvin Graber was selling bogus no-fault policies through "Tennessee Christian Motorist Aid." Graber and the company have been sent a cease and desist order to prevent them from conducting unlicensed and fraudulent insurance activity.

"Any driver who purchased fake auto insurance from Marvin Graber needs to purchase legitimate coverage immediately," OFIR Commissioner Kevin Clinton said. "Right now they're driving without insurance."

Drivers are urged to contact OFIR toll-free at 877-999-6442 if they believe they may have bought a fraudulent policy.  OFIR can assist consumers in determining whether they have proper auto coverage.

According to OFIR, all insurance agents and agencies in Michigan are required to be licensed to sell insurance and all insurance companies must be authorized to write in Michigan.  Consumers are advised to check to see if an insurance agent, agency, and insurance company are properly licensed to do business in Michigan by visiting: www.michigan.gov/lara/0,1607,7-154-10555_13251_13262---,00.html

OFIR has now handed the results of its investigation over to the proper law enforcement agencies.